This program provides deferred loans in an amount up to but not exceeding $30,000 to low-income homeowners for the purpose of eliminating existing substandard housing conditions.
	Eligible applicants must agree to (1) occupy the home for at least ten years after the rehabilitation, (2) reimburse the program 15% of the total grant when the home is sold or vacated after 10 years, (3) reimburse the program on a sliding scale up to the total amount of the grant if the home is sold or vacated before the 10 year anniversary, (4) be willing and able to allow the administrating agency to retain a mortgage the property and (5) be willing and able to reimburse the program as agreed if the home is sold or transferred as part of the current owner's estate.
	Interested applicants should complete an application and call this office to schedule an appointment to submit completed application.  You must have a completed application and all necessary documents with you at this time or your application will be denied.
	Applicant cannot be delinquent or in default on present mortgage payment, homeowners insurance payments, property taxes, assessments or utilities.
	After completing this verification process, a rehab specialist will visit your home to perform a walk thru inspection to determine your housing needs.